Key Types of Travel Insurance

1. Trip Cancellation Insurance

   • Reimburses non-refundable trip expenses if you have to cancel your trip due to covered reasons (e.g., illness, family emergencies).

2. Travel Medical Insurance

   • Covers medical expenses incurred while traveling, including hospital visits and emergency medical care.

3. Emergency Evacuation Insurance

   • Covers costs associated with emergency evacuations due to medical emergencies or natural disasters.

4. Baggage Insurance

   • Provides coverage for lost, stolen, or damaged luggage and personal belongings.

5. Travel Delay Insurance

   • Offers compensation for expenses incurred due to trip delays, such as hotel accommodations or meals.

Why You Should Consider Travel Insurance

• Financial Protection: Protects you from losing money on non-refundable bookings.

• Peace of Mind: Knowing you’re covered can reduce stress while traveling.

• Medical Coverage: Especially important when traveling abroad, where your health insurance may not apply.

• 24/7 Assistance: Many policies provide access to emergency assistance services while traveling.

When to Buy Travel Insurance

• Purchase insurance soon after booking your trip for the best coverage options and rates.

• Consider your destination, trip length, and activities when determining the type of coverage you need.

How to File a Claim

• Keep all documentation related to your trip (receipts, itineraries, medical reports).

• Contact your insurance provider as soon as an incident occurs.

• Complete the required claim forms and submit all necessary documentation.